~0%
of U.S. states don't require personal finance education in high school.
Education WeekStudent-led investment nonprofit
Real Stakes,
Real Learning,
Real Results.
A student-led investment program paired with a structured financial literacy curriculum, where teens learn to invest by actually investing.
~0%of U.S. states require finance ed
0%of teens want financial knowledge
0%have real investing experience
The Problem
Teens are left behind in financial education.
Most students reach adulthood having never been taught how money actually works, let alone how to invest it. The gap between what teens know and what they need is wide.
0%
of teens believe they need financial knowledge and skills to achieve their life goals.
BusinessWire survey0%
of high schoolers have actual, hands-on investing experience.
Fidelity studyOur Solution
A program where teens learn finance by doing it.
Mosaic pairs a structured curriculum with a real, member-funded investment portfolio. Students don't just study the market; they participate in it, together.
Real money, real stakes
Unlike simulators, members invest actual dollars. The wins and lessons are genuine, and that's exactly what makes them stick.
Student-driven decisions
Members research opportunities and vote as a group on every pick. The portfolio reflects the whole community, not one person.
Learning meets application
Curriculum and investing live in one program, so every module is immediately put into practice with the group's portfolio.
Start learning with real stakes.
Open to high schoolers 18 and under, anywhere in the world. Join with however much you choose to contribute.